KEEPING KIDS ACTIVE
Sport brings out the best in Australians, whether that’s on the world stage or the local netball court or footy park. That’s why the Nationals will continue to invest strongly from the grassroots through to high performance sport – and more.
Sport 2030 – Australia’s first national sports plan – sets out our vision to become the world’s most active and sporting nation, recognised for our integrity as much as our success.
Each year, nearly 12 million Australians participate in organised sport helped out by another 3 million volunteers.
Only a strong economy can invest in a stronger and healthier future for all Australians.
How can our kids have a future if there is NO action on climate change. We have known this was coming since the 1990 and the Nationals have done nothing.
CHAT ABOUT PAT: REGIONAL UNIVERSITY GROWTH
It's a well known fact that students are more likely to practice their newly learnt skills in the regions if they are able to study in the regions. World-class tertiary education options such as those provided by Southern Cross University are critical. I am proud to have worked alongside the team at SCU on a number of key projects, securing funding to ensure the University Programs are able to expand, particularly in medicine and healthcare.
I will continue to fight for a fair-go for Cowper and secure the funds we need and deserve.
HARNESSING SUPER TO REALISE THE AUSTRALIAN DREAM OF HOME OWNERSHIP
The great Australian dream of home ownership will be unlocked sooner for thousands of first home buyers who will now be able harness their superannuation to get into the property market.
Under the Super Home Buyer Scheme, first home buyers will be able to invest up to 40 per cent of their superannuation, up to a maximum of $50,000 to help with the purchase of their first home.
It will mean Australians can buy their first home sooner by slashing the time taken to save a deposit by three years, on average.
This idea will most definitely push up price houses. It will worsen the affordability crisis it is meant to relieve. Inequality for women has led to homelessness, especially women over 45 who are the fastest growing cohorts of homeless in Australia. There are 450,000 women are at risk of homelessness. Where are the policies to address this?
To get $50,000 as 40% of super, you would have to have $125,000 balance. Most first home buyers would not have this amount in super in under 12 years and that’s earning just under $100,00 per annum. Then if you sell, you have to pay the super back plus any gains. Home owner back to having just the original 5% deposit and any money paid off principal of the loan. Not nearly enough to buy another home. Time to invest in public housing and stop looking for excuses not to do so. People are homeless this policy does nothing to help them.
So you can’t own a house AND have funds for retirement? It’s one or the other? Not a good plan. What impact does this have on; 1. Young people who won’t have enough money in super until they’re about 35+ (and who has 40%=$50,000 in super by then anyway?) 2. Super funds losing these investment funds which is how funds operate to produce more money for retirement 3. Older people selling their houses for a tidy profit to put into their super: won’t this further push house prices up and lock younger people out of the market? You Nationals are so out of touch, just making the poor poorer and the rich richer.
Whilst I don’t disagree with this policy as I built my home using my non preserved super at the time when I left the Bank in my early 30s my preserved super was at that stage extremely nominal so I spent the next 30 years building this up to a level where It’s more than adequate for retirement. So this can work. I believe a fairer way however to perhaps assist home buyers , especially those without access to super is to have the Government consider having their own Lenders mortgage insurance product where the premium is more affordable without making this a profit making scheme, and would open to more first home buyers as opposed to the current limited FHLDS .The premium would certainly be more than Likely be lower and could be capitalised to the loan and perhaps calculated on the actual shortfall in 20% deposit required. This being 15% maximum if buyers provide their 5%.
ORRRRRR, you mob up there in the big house, could make councils allow more affordable housing to be build without all the BS red tape and endless reports and approvals needed to build more housing. Maybe allow small home villages to be built. Time our governments realised its the policies that created this issue
After seeing my mum lose over $50k of her super when she retired around same time GFC hit I would prefer my kids to be able to use some of their super and build a home that becomes a nest egg and supports them into the future than be struggling for a home with a young family when they need it most. Houses appreciate faster over time than super does
The housing situation should have been sorted out 20years ago. Then maybe we might not have the issues that we are having now. Most people who have looked after children and have just gone back to work in the last few years won’t even have 50k super !
Everyone saying that they need to create more supply, open your eyes. There are housing developments going up EVERYWHERE.
This only pushes up house prices faster. Why do you never have a policy to increase supply?
False economy
But NOT until July 2023!
Free money sounds great and will fix housing affordability issues.Free free free.Free money sounds great.Well thought through.You politicians really have your fingers on the pulse of the average Australian.I mean My super is just sitting in account doing nothing,Right ?
Still dosnt stop the banks from putting ridiculous T&C on purchasing. A 25% deposit is absolutely out of the question for struggling families, yet we're expected to pay 35% of our income as rent!... alot of people do not have bank of mum & dad either and grants barley cover taxes and stamp duty. The great Australian dream of owning a home is going to skip a whole generation and that's Scarry for our kids. But, what do u do. When your one step, one missed rent payment off being homeless you focus on what's important, not dreams..🤷♀️
Avg super balance for 30-35 year olds is around $50K. Accessing 40% of that for a home deposit unlocks $20K. If you want to buy a $600K home with a 20% deposit you need $120K. In this situation you'd be using 40% of your future retirement savings for 16% of a deposit.
Fools paradise to believe this rubbish
Not if your super is an LNP Polly!
This does not solve the home affordability problem, it just pushes the price up and kicks the can down the road for someone else to solve.
Absolutely ridiculous idea! We are in the position where we are 29 and 36 years old (my fiancé and I) and we want to buy our own home but this government needs to stop encouraging people to take money out of their super. That 50k you take out, you’ll never put back the amount you’ll lose with interest. Sure you’ll own your own home which is an asset, but unless you sell your home you’ll never get it back. Plus who knows if In 50 years the age pension will exist?! The government cannot say for sure. What’s going to happen to all those people then with no super and no pension? Not to mention this move will increase housing prices now and keep them at a high for longer
The current housing prices are out of reach for professionals like myself and my wife. If regions want to attract and retain people then they need to be affordable.
I love this plan it will help first home buyers which is a better option than nothing to offer fhb
Or let the other mob own 40% of your house. You get to pay all expensive like rates, insurance, repairs and they reap 40% of sale price. Commission and everything else out of your share. Any additions might cost you $100000 but they get 40% of that as well. Think they will be making a lot of momey at gullible peoples costs.
And then those young people won't have enough super to retire on and will have to live on the pension and on taxpayers
FUNDING TO ENSURE SCHOOL CROSSINGS TO BECOME SAFER
The Australian and New South Wales governments are investing more than $1.45 million to improve road infrastructure at schools across Cowper, making the trip to school safer for thousands of children.
This funding will support the fast roll-out of 45 projects at local schools throughout the electorate, keeping students and families safe while creating jobs and economic opportunities for businesses and suppliers.
Upgrades will include installing raised zebra crossings and pedestrian islands, as well as improving the visibility of key crossings in busy and high-risk areas, like Coffs Harbour Public School where the announcement was made today.
All projects are expected to be finished by June 2023.
Thank you to Sam Farraway MLC and Gurmesh Singh MP for joining me today to make the announcement. Once again, State and Federal governments working together to provide the best outcomes for the electorate.
Why didn’t they already have them? Why doesn’t every school already have safe crossings? Or is this not a priority for the Nationals unless it’s the lead up to an election?
Underwhelmed this is all after 3 years. Yes we need road safety but we also need to address the homeless crisis, flood assistance, and so much more.
Repton School has no School Crossing.
Best news, this is awesome, Coffs public has needed this for over 20 years, thankyou
Do Catholic and Independent schools get this too?
👑🎉
Why isn’t this just normal strategy? If you cared about kids it would be done and not dragged out as a easily forgotten election promise
The sun is out and pre-poll voting is open all week at Nambucca RSL Club from 830am-5.30pm! Have a great week!!
Heading to Coffs today to vote. You've got this Pat 👍.
It rained all the back to Dorrigo after we voted for you in Coffs, Pat We also met your lady film star travel agent on the hustings at Cex!
Good luck mate.
You have my goid wishes.
On the using Super to purchase a property - Cormann - No. Pushes up prices Dutton - No. Pushes up prices Hockey - No. Pushes up prices Howard - No. Pushes up prices Ley - No. Pushes up prices Pyne - No. Pushes up prices Turnbull - No. Pushes up prices Falinski as chair of the Parliamentary Committee on Housing affordability who reported March 2022 - No. Pushes up prices Morrison, six days before an election, in trouble in the polls, with no modelling - Yes, won't push up prices and have been wanting to do it for years. Something doesn't smell right. Smells like someone picking a fight and not serious about the policy.
Good wishes.
Sadly a vote for Pat is a vote for more low wages and more coal and gas to cook our one and only planet. His good mate Canavan is pushing coal and gas despite scientific evidence it’s the worst thing for our planet. Pat supports this How much do you care about your childrens future?
You too mate 👍
CLIFTON DRIVE PRE POLL NOW OPEN
Great to see so many smiling faces on Clifton Drive pre poll today. A big thank you to all our yellow and green volunteers for your continued support. We couldn’t do this without you!
Time for change. Vote Nats last.
Can I politely ask, what would people see as the pros & cons of preferencing Caz Heise the Independent 2nd …. or even No.1 tactically if the primary aim now is to halt a majority Labor Government?
